Appraisal & Insurance
for GIA-Graded Diamonds
Appraisal
& Insurance
for GIA-Graded Diamonds
Our diamond appraisals are available for most GIA-graded natural diamonds between 0.7 and 3 carats and are based on the six most comparable diamonds currently listed in the global marketplace, excluding outliers, and uses the 80th percentile listing price as the valuation baseline. Retail replacement is calculated at a factor of 1.12 over dealer cost.
Each appraisal includes both the dealer cost and retail replacement value. All six comps are included, along with their GIA grading report numbers, dealer cost, and corresponding retail replacement values. Suitable for insurance documentation, personal records, or independent price validation before or after a diamond purchase. Fully verifiable.
PDF download. $10 per appraisal, no account required. Diamond Desk subscription includes 50 appraisals per month, and $2 each thereafter.
1 — Enter GIA #
Provide the grading report number for the diamond you want appraised. Natural diamonds only.
2 — Market Comparison
Our system retrieves the report data and analyzes comparable diamonds currently listed in the global market.
3 — Receive Appraisal
Purchase the appraisal and instantly receive a PDF report with the calculated retail replacement value, dealer cost, and all six comps.
A policy from Jewelers Mutual typically costs 1—2% of the jewelry’s value per year and checking how much it will cost you takes less than a minute.
Jewelers Mutual personal jewelry insurance advantages:
- Comprehensive worldwide coverage while traveling that may extend beyond ordinary homeowners insurance
- Protection against theft, damage, accidental loss and disappearance
- The option to choose your own jeweler for repair or replacement
- Repair of damaged jewelry with the same level of quality as the original
- Replacement of lost jewelry with the same kind and quality
- Passionate GIA Graduate Gemologists on staff
Jewelers Mutual personal jewelry insurance advantages:
- Comprehensive worldwide coverage while traveling that may extend beyond ordinary homeowners insurance
- Protection against theft, damage, accidental loss and disappearance
- The option to choose your own jeweler for repair or replacement
- Repair of damaged jewelry with the same level of quality as the original
- Replacement of lost jewelry with the same kind and quality
- Passionate GIA Graduate Gemologists on staff
About Jewelers Mutual
For over 100 years, Jewelers Mutual has been offering jewelry protection from loss, damage, theft and even disappearance. Your most prized jewelry possessions don’t simply reflect light, they are reflections of you and of life’s most important moments. When you’re covered by Jewelers Mutual, you have the ability to wear your jewelry without worry.
The content of this page is provided by Jewelers Mutual. Your jeweler is not a licensed agent of Jewelers Mutual and does not sell or recommend insurance. Any coverage is subject to acceptance by the insurer and to policy terms and conditions.
* Insurance coverage only available in the United States (all 50 states and the District of Columbia) and Canada (excluding Quebec). Must be at least 18 years of age to apply for insurance. Although Judith Capital may offer opinions to consumers about the importance of protecting their purchases, Judith Capital is not a licensed agent and does not sell or offer advice about insurance. Any/all decisions for protecting jewelry must be made by the consumer, following information gathering. The purchase of insurance must be done by direct interaction with an insurer or license insurance agent.
Coverage is subject to the provisions, limitations, exclusions and endorsements in the policy and the level of coverage you select. Coverage is offered by either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company. Policyholders of both insurers are members of Jewelers Mutual Holding Company. Any coverage is subject to acceptance by the insurer and to policy terms and conditions.
If you have any questions about insuring your jewelry with Jewelers Mutual, please email personaljewelry@jminsure.com or call them at 888-884-2424.
The content of this page is provided by Jewelers Mutual. Your jeweler is not a licensed agent of Jewelers Mutual and does not sell or recommend insurance. Any coverage is subject to acceptance by the insurer and to policy terms and conditions.
* Insurance coverage only available in the United States (all 50 states and the District of Columbia) and Canada (excluding Quebec). Must be at least 18 years of age to apply for insurance. Although Judith Capital may offer opinions to consumers about the importance of protecting their purchases, Judith Capital is not a licensed agent and does not sell or offer advice about insurance. Any/all decisions for protecting jewelry must be made by the consumer, following information gathering. The purchase of insurance must be done by direct interaction with an insurer or license insurance agent.
Coverage is subject to the provisions, limitations, exclusions and endorsements in the policy and the level of coverage you select. Coverage is offered by either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company. Policyholders of both insurers are members of Jewelers Mutual Holding Company. Any coverage is subject to acceptance by the insurer and to policy terms and conditions.
If you have any questions about insuring your jewelry with Jewelers Mutual, please email personaljewelry@jminsure.com or call them at 888-884-2424.